Industry Headwinds Solved

Re-Engineering Insurance Operations for Modern Realities

Insurance carriers and intermediaries operate in an environment of escalating catastrophic events, severe talent attrition, margin pressure, and legacy software constraints. Rocket delivers the operational agility needed to thrive.

⚠️

The Attrition & Talent Bottleneck

Domestic adjuster and back-office turnover is at an all-time high, driving soaring wage costs and prolonged claim cycles that alienate policyholders during crucial moments of loss.

THE ROCKET FIX

Pre-vetted, college-educated nearshore insurance professionals with average tenures 3x higher than domestic averages.

Catastrophe (CAT) Volatility

Hurricanes, hailstorms, and seasonal spikes swamp internal teams overnight. Fixed domestic headcounts cannot flex quickly enough without incurring crushing overtime or SLA violations.

THE ROCKET FIX

Elastic surge capacity: rapidly spin up 10 to 100+ trained intake specialists within 48–72 hours of weather triggers.

⚙️

Legacy AMS & Manual ACORD Lag

Underwriters spend over 40% of their day manually transcribing ACORD PDFs, scrubbing loss runs, and reconciling policy endorsements instead of analyzing risk and binding profitable business.

THE ROCKET FIX

Blended AI extraction & human verification that delivers bind-ready rating packets into your AMS within hours.

Full Lifecycle Solutions

Complete Insurance Operational Architecture

From catastrophic loss intake to intricate policy renewals, our dedicated teams integrate directly into your Agency Management System (AMS) and claims software.

📞

24/7/365 Bilingual FNOL Intake

When accidents happen, empathy and speed protect your brand. Our bilingual (English & Spanish) agents handle multi-channel loss reporting across phone, mobile app, SMS, and web portal.

  • Immediate severity triaging & coverage verification
  • Automated tow, rental car & field adjuster dispatch
  • Direct record creation in Guidewire, Applied, or Duck Creek
📑

Claims Processing & Adjudication Support

Accelerate open-to-close claim intervals. We execute rigorous document verification, loss evaluation support, and claims auditing under your strict SOPs.

  • Police report indexing & medical bill chronologies
  • Subrogation dossier preparation & deductible recovery
  • Potential fraud flagging & SIU referrals
🛡️

Policy Administration & Agency Ops

Free your producers and account managers to sell. We handle the daily administrative burden of policy changes, compliance checks, and agency communications.

  • 60-Minute SLA Certificate of Insurance (COI) issuance
  • Mid-term policy endorsements, reinstatements & cancellations
  • Premium audit reconciliations & bordereau compilation

Pre-Underwriting & ACORD Scrubbing

Give underwriters pristine, bind-ready files. We ingest complex broker submissions, validate schedules of values, pull loss runs, and verify exposure databases.

  • Automated ACORD 125, 126, 130 & 140 data extraction
  • 5-Year loss-run scrubbing & trending summaries
  • MVR, ISO property & LexisNexis report pulls
🤝

Bilingual Customer Care & Retention

Retain valuable policyholders with top-quartile customer support. Our nearshore agents resolve coverage questions, handle premium payments, and execute proactive renewal outreach.

  • Deductible explanations, payment plans & billing inquiries
  • Proactive 60-day renewal check-ins to prevent churn
  • Licensed agent assistance options for warm cross-selling
🤖

InsurTech Automation & AI Co-Pilots

Supercharge human adjusters with autonomous back-office agents. We deploy OCR, large language models, and RPA bots that integrate your legacy core systems with modern APIs.

  • Automated Claim Status Voice & Chatbot Agents
  • Intelligent loss document categorization & OCR indexing
  • Seamless cross-platform data syncing between CRM and AMS
Sector Expertise

Specialized Across All Insurance Verticals

Our teams are trained in industry-specific terminologies, state statutory filings, and distinct line-of-business underwriting manuals.

🚗 🏠

Property & Casualty (P&C)

Personal auto, homeowners, tenant policies, commercial auto, general liability, and property floater programs.

  • • Comprehensive CAT surge deployment
  • • Rental coordination & appraisal indexing
  • • Subrogation & salvage support
🏥 💼

Health, Life & Benefits

Group and individual health plans, term/whole life, Medicare Advantage, supplemental health, and disability benefits.

  • • Open enrollment member support
  • • Prior authorizations & eligibility checks
  • • Explanation of Benefits (EOB) clarification
🏗️ 🚢

Commercial Lines & E&S

Excess & Surplus, inland marine, cargo logistics, commercial fleet insurance, cyber risk, and professional liability (D&O / E&O).

  • • Large schedule of values data entry
  • • High-risk exposure analysis
  • • Certificate tracking & compliance audits
🩺 🩹

Workers' Compensation

First Report of Injury (FROI) intake, ongoing claim monitoring, provider credentialing, and return-to-work program tracking.

  • • Rapid FROI filing with state boards
  • • Medical bill fee schedule review support
  • • Employee and employer liaison calls

Seamless Integration with Your Core Insurance Platforms

No complex migrations required. Our specialists work directly inside your existing Agency Management Systems (AMS), Policy Admin Systems (PAS), and claims software via secure, encrypted VDI connections.

🔷 Applied Epic
🌐 Guidewire PolicyCenter & ClaimCenter
💼 Vertafore AMS360
🦆 Duck Creek Technologies
🦅 HawkSoft
⚡ EZLynx
☁️ Salesforce Financial Services Cloud
🏢 AgencyBloc
🔒

Zero Data Footprint Architecture

We access your systems exclusively through secure, client-hosted Virtual Desktop Infrastructure (Citrix Workspace, VMware Horizon, or Azure Virtual Desktop). No sensitive policyholder data, PII, or financial records ever reside on local offshore hardware.

Rigorous Governance

Built for Strict Regulatory & Statutory Compliance

Operating within the insurance sector requires unyielding adherence to state insurance departments, federal data privacy mandates, and carrier underwriting guidelines.

SOC 2 Type II Certified

Independently audited controls across security, availability & confidentiality.

HIPAA & GLBA Compliant

Comprehensive safeguards for protected health and financial information.

Strict Clean-Desk Policy

Biometric facility access, zero cellphones, disabled USB ports, and full screen audit trails.

Errors & Omissions (E&O)

Complete corporate E&O coverage and multi-layer QA scorecards on all filings.

Carrier Case Study U.S. P&C Carrier (Top 25)

Handling a 300% Claim Surge During Severe Weather Season

Following back-to-back hailstorm events, the carrier faced a 3-week FNOL backlog and skyrocketing abandon rates. Rocket deployed 35 dedicated nearshore claims specialists in under 18 days.

< 20s
Average FNOL Answer Speed
58%
Direct Cost Savings
4.9 / 5
Policyholder CSAT Rating
99.4%
SOP & ACORD Accuracy
Fast & Predictable Launch

From Discovery to Live Operations in 21 Days

Our proven operational ramp-up methodology ensures smooth knowledge transfer, rigorous system testing, and zero disruption to active policyholders.

01

Workflow & AMS Audit

We document your standard operating procedures, VDI access requirements, underwriting guidelines, and escalation matrices.

02

Talent Selection & Academy

Handpick dedicated bilingual team members who undergo our intensive Insurance Operations Academy curriculum.

03

Simulated Pilot & Shadowing

Live shadowing of senior domestic adjusters, sandbox file processing, mock FNOL calls, and calibration scorecards.

04

Full Go-Live & Continuous QA

Active production handoff with daily dashboard tracking, weekly QA calibrations, and proactive staffing elasticity.

Frequently Asked Questions

Clear answers to how we safeguard compliance, train teams, and deliver results.

We operate on a zero-local-storage principle. Our specialists connect through client-provided VDI (Citrix, VMware, Azure) with all copy/paste and external USB ports hardware-disabled. Our physical contact centers feature biometric access control, clean-desk policies with no personal smartphones, and round-the-clock physical security. We are SOC 2 Type II certified and adhere to HIPAA and GLBA guidelines.
Our personnel have hands-on experience across major platforms including Applied Epic, Vertafore AMS360, Guidewire (PolicyCenter & ClaimCenter), Duck Creek, HawkSoft, EZLynx, Salesforce Financial Services Cloud, and AgencyBloc. We adapt directly to your preferred systems and proprietary workflow tools.
We offer both. For pure operational tasks—such as FNOL intake, policy admin, COI generation, loss run scrubbing, and claim file prep—we deploy cost-effective non-licensed professionals. For sales, cross-selling, and bind-authorized customer service, we can provide licensed agents with multi-state authority.
Through our standby surge network, we can mobilize between 10 and 50+ trained FNOL and intake coordinators within 48 to 72 hours of weather triggers, ensuring your policyholders receive immediate live assistance without devastating hold times.
Carriers and agencies typically realize fully loaded cost reductions of 50% to 60% compared to equivalent onshore hiring, including wage, healthcare, physical facility, and turnover recruitment expenses—all while operating in identical U.S. timezones.
Insurance & Health Plan Insights

Latest Industry Intelligence

Read our latest research on policy administration, enrollment surge elasticity, claims adjudication, and predictive fraud prevention.

Automating Prior Authorization: How AI & Nearshore Teams Slash Payor Turnaround Times
Insurance Operations

Automating Prior Authorization: How AI & Nearshore Teams Slash Payor Turnaround Times

Prior authorization remains one of the most contentious friction points in modern American healthcare—costing health pla...

Read Article →
The Complete Guide to HIPAA-Compliant Nearshore Medical Billing & Claims Adjudication
Insurance Operations

The Complete Guide to HIPAA-Compliant Nearshore Medical Billing & Claims Adjudication

Navigating revenue cycle management (RCM) requires absolute precision, deep institutional knowledge of 837/835 EDI trans...

Read Article →
Optimizing Open Enrollment: Scaling Inbound Healthcare SDR Pods & Member CX
Insurance Operations

Optimizing Open Enrollment: Scaling Inbound Healthcare SDR Pods & Member CX

The Annual Enrollment Period (AEP) and Open Enrollment (OEP) represent the single most revenue-critical quarter for Medi...

Read Article →
Scale With Confidence

Design Your Custom Insurance Operations Blueprint

Connect with an enterprise insurance architect to review your volume, systems, and customized staffing strategy.

🔒 Confidential. Non-Disclosure Agreement available upon request.
Rocket
1